What is BMW Select Financing?

BMW Select Financing

BMW Select is a financing option available to Syosset and Roslyn drivers. With this option, you are getting the best of both worlds. It combines the advantages of financing and leasing, so you can drive home to Jericho in a new BMW in a way that works for you. Learn more below, then contact your local authorized BMW finance center if you have additional inquiries about this program.

Benefits of BMW Select Program

How does BMW Select work? It is described by BMW as “a retail installment sales contract with a balloon payment.” Are you wondering if Select balloon financing is the best option for you? We have provided a few important details below to help you decide.

  • You are purchasing the vehicle, but part of the purchase balance is added to the end of the contract as a final balloon payment amount.
  • This helps to lower your monthly payments throughout the contract’s set term, which gives you the short-term cost benefits of a lease as well as the peace of mind and security of vehicle ownership.
  • When the contract is up, you have a flexible end of term options: you are able to refinance the final payment, or you can pay off the car if you prefer.
  • The final balloon payment amount is determined by looking at a couple of factors, such as the estimated future market value of a financed vehicle, creditworthiness, and the specific terms of the contract.
  • Unfortunately, BMW Select is not available in all states. IL, NC, ND, NH, NV, PA, TX and WV do not offer this financing method to drivers.

Learn More About Your Financing Options at Rallye BMW

Contact your local authorized BMW Center near Garden City to find out if BMW Select balloon financing is a choice for you. Once you have found the BMW of your dreams, apply for financing online to expedite the process before stopping by the dealership in person.

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